SBA Disaster Loan Outreach Center in the
Rohner Recreation Hall to Relocate
SACRAMENTO, Calif. – Director Tanya N. Garfield of the U.S. Small Business Administration’s Disaster Field Operations Center-West announced today that SBA will relocate its Fortuna Outreach Center from the Rohner Recreation Hall to the Rio Dell Community Resource Center (Old Chamber of Commerce Building) on Monday, Jan. 30, 2023.
“SBA opened the center to provide personalized assistance to California businesses and residents affected by the earthquake that occurred Dec. 20, 2022, with continuing aftershocks. Until the center closes, SBA customer service representatives will continue to be available to meet with businesses and residents to answer their questions, explain SBA’s disaster loan program and close their approved disaster loans,” said Garfield. So far, SBA has approved more than $3,422,000 in federal disaster loans for California businesses and residents. The center will be open on the days and times indicated. No appointment is necessary.
Disaster Loan Outreach Center
Rio Dell Community Resource Center
(Old Chamber of Commerce Building)
406 Wildwood Avenue
Rio Dell, CA 95562
Open at 8:00 a.m. Monday, Jan. 30
Mondays - Fridays, 8 a.m. – 4:30 p.m. PT
Closes at 4:30 p.m. Friday, Feb.10
North Coast Disaster Response Update for Businesses
Thursday, January 19, 5:30 - 6:30 pm
Register now at https://www.northcoastsbdc.org/event/disaster-response-update/Link to U.S. Small Business Administration Fact Sheet - Disaster Loans
Link to U.S. Small Business Administration Fact Sheet - Disaster Loans - Spanish
Link to U.S. Small Business Administration News Release
Link to U.S. Small Business Administration News Release - Spanish
More resources for the above can be found at the website for the U.S. Small Business Administration at Home (sba.gov)
Please also take a look at the Humboldt County official website that has current emergency information available at Current Emergencies | Humboldt County, CA - Official Website (humboldtgov.org)
Here is the link for the Humboldt County survey for businesses affected by recent earthquakes: The Humboldt County 2022 Earthquake Business Recovery & Economic Impact Survey (google.com)
Here is the link to the Humboldt County Disaster Relief forms: DISASTER RELIEF | Humboldt County, CA - Official Website (humboldtgov.org)
If you are a local business in Humboldt County, click this link to be added to a local mailing list for updates from the Humboldt Community Economic Resilience Consortium (CERC) DISASTER RELIEF | Humboldt County, CA - Official Website (humboldtgov.org)
Helpful website provided by the CERC team on the Wednesday January 11, 2023 meeting:
County Disaster hotline 707-441-5000
Information from Leila Roberts at North Coast Small Business Development Center
Vocality Community Credit Union is extending short-term no-interest loans to include both storm and earthquake impacted businesses. More here. Thanks to RREDC and HAF/WCF for channeling $ to Vocality to make sure these resources are well funded.
Webinars/in person briefings re disaster help for businesses: We're (SBDC) working on both and would like to discuss with you all tomorrow.
Re storms & SBA disaster loans: the SBA needs Gov. Newsom to formally request an agency (SBA) or federal disaster declaration in order for the SBA to enact its disaster response supports (like EIDL loans). He did the latter on Sunday, so we're now waiting to hear from the Biden administration.
Re earthquake & SBA disaster loans--some highlights from yesterday's meeting notes with Cynthia Cowell, the person in charge of the SBA's disaster loan desk in Fortuna, for those of you in touch with lenders and businesses. She'll join us tomorrow if she can. Also see attached flyers.
- the SBA disaster declaration is open indefinitely (for now) to allow for the effects of ongoing aftershocks.
- the SBA response encompasses adjacent counties as well, so if we know of folks in Del Norte, Mendo, Siskiyou, and Trinity who either experienced direct physical damage or indirect economic injury they can apply too.
- Folks who are on the fence should apply anyway. They don't have to accept the loan offer, but at least they get themselves in the queue.
- loan applicants must have filed taxes at some point in the past couple of years. But if they haven't they should apply anyway--their application will be put on hold and they'll be given 90 days to file, then request their application to be reconsidered.
- NOT advertised: SBA also has $ for mitigation/preparedness: to harden home and business properties to future earthquake risks.
Beyond loans. Some business owners are hesitant to take on debt or may not qualify for SBA disaster loans.
- For the hesitant folks: please send them to SBDC so we can help them run the numbers and figure out the actual costs vs benefits of a low interest, long term disaster loan. Sometimes the gut check is right, sometimes the loan ends up being doable. northcoastsbdc.org/join or 707 445 9720 x210 or firstname.lastname@example.org
- For those who just won't qualify: We should talk tomorrow about getting a better sense of who they are, how big the $ gap is, and whether community agencies can step up.
Economic Injury data: There's some energy around making the OES-required economic injury surveys (see earthquake version here) more comprehensive, and more directly useful for local analysis and response. Bring your thoughts!
A side note: there's a lot of grant funding available through Jan 31 from CA Dept of Social Services for child care businesses looking to build or renovate. A post-disaster opportunity? More here.
Here is a list of workshops happening in this new year:
February 7 - Owning and Investing in Real Estate for Small Businesses and Entrepreneurs (NorCal SBDC)
February 7 - How to Manage and Repay Your SBA EIDL (Economic Injury Disaster Loans) (SBA)
February 23 - How to Do Business with the State of California - in person in Eureka (NorCal PTAC)
March 1 - Cybersecurity Basics (NorCal SBDC)
Starting and Running Your Business
February 7 - Financing Your Business (NorCal SBDC)
February 16 - Marketing Your Business (NorCal SBDC)
February 21 - Financial Management for Your Business (NorCal SBDC)
Financing Your Business
February 14th - Expansion Capital for Profitable Businesses More than Two Years Old (NorCal SBDC)
On-Demand - The Crowdfunding Opportunity (Crowdfund Better)
Accounting for Business Owners
February 16th - Quickbooks Series 1 - Accounting 101 & Getting Started with QuickBooks Online (NorCal SBDC)
February 23 - Quickbooks Series 2 - Setting Up Items & Creating Forms (NorCal SBDC)
March 2 - Quickbooks Series 3 - Accounts Receivable (NorCal SBDC)
March 9 - Quickbooks Series 4 - Accounts Payable, Bank Reconciliations & Reports (NorCal SBDC)
Child Care Businesses
March 9 - How to Apply for the Humboldt Forgivable Loans for Facility Improvements (North Coast SBDC, AEDC & Changing Tides)
Spring TBD - Starting and Growing Your Child Care Business - for clients from Del Norte, Humboldt, and Tribal Lands (North Coast SBDC)
February 6 - Checklist for Opening a Restaurant- Part 1 (NorCal SBDC)
February 8 - Checklist for Opening a Restaurant - Part 2 (NorCal SBDC)
March 13 - Understanding Food Costs (NorCal SBDC)