Insurance Requirements

Applicant shall procure and maintain for the duration of the Permit, insurance against claims for injuries to persons or damages to property, which may arise from or in connection with the performance of the work or the activities of the event for which this Permit is issued. Said insurance shall include Applicant, his agents, representatives, employees, volunteers, contractors, subcontractors and any other persons employed by Applicant in the course of the work or event.

Prior to final approval, the City of Fortuna MUST have the following insurance documents on file:

INSURANCE CERTIFICATE for (generally*) $1 million in Liability coverage containing the following components:

  • The insurance policy number.
  • A statement that the policy shall not be canceled, except after thirty days prior written notice to the City of Fortuna.
  • An original, authorized signature.
LIABILITY INSURANCE ENDORSEMENT Which must contain the following (this actually amends your policy):

  • The insurance policy number.
  • The endorsement number.
  • The statement naming “The City of Fortuna, including its officers, officials, agents, employees and volunteers as an additional insured.”
  • A statement indicating your insurance as primary.
  • A statement that the policy shall not be canceled except after thirty days prior written notice to the City of Fortuna.
  • An original, authorized signature.
Insurance is to be placed with insurers with a current A. M. Best’s rating of no less than A:VII.

Certificates and endorsements must bear an original signature by a person authorized to bind the issuing insurance company.

Any exceptions to the above requirements must be requested and approved by the City’s Risk Manager prior to commencement of work.